Rent Affordability (Income-to-Rent Ratio) Calculator

Standard rule: rent ≤ 30% of gross income. UK: rent ≤ 35–40% of net.

Max rent (30% gross)
Max rent (40% net)
Max rent at chosen %
3× rent income test

Many US landlords require gross income ≥ 3× rent. UK landlords often use 2.5× monthly rent.

About this tool

Rent Affordability (Income-to-Rent Ratio) Calculator is a single-purpose utility on instant.tw, a free toolbox of calculators, converters, generators, and quick lookups. Everything works in your browser — nothing is uploaded, nothing is stored on a server unless explicitly noted.

Category: Real Estate — Practical. Browse more Real Estate — Practical tools.